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The COVID-19 pandemic fueled a surge in demand among homebuyers that is only now beginning to show signs of slowing. This historic demand coincided with low borrowing costs, limited housing inventory, and labor and materials bottlenecks that have been hampering new construction. These factors have pushed home values to all time highs, forcing many buyers […]

There are an estimated 39.5 million Americans living below the poverty line, which, in the lower 48 states, is an annual income threshold of $12,880 for an individual and $26,500 for a family of four (Alaska and Hawaii have a slightly higher threshold). Living in poverty can have serious consequences and impacts nearly every aspect […]

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There were over 120,000 reported auto fraud and scam cases in the U.S. in 2020. Drivers who are unfortunate to do business with a dishonest mechanic or dealership can be tricked out of hundreds if not thousands of dollars. Auto fraud comes in many different forms. Mechanics may overcharge or double charge for services, make […]